ePanta$ - Personal Financing App for Malaysian Public Servants
ePanta$ is a Syariah-compliant personal financing app specially designed for Malaysian public servants. Our comprehensive digital platform is created to provide you with a user-friendly experience, enabling you to easily apply for personal financing and safeguard your financial information.
With ePanta$, you can apply for Syariah-compliant personal financing of up to RM250,000 at a fixed profit rate with no collateral required. The application process is EASY and FAST, with approvals as quick as 24 hours.
Why choose ePanta$?
- Apply for financing anytime, anywhere
- Compare all available offers and choose the one that suits your needs best
- Applications submitted through ePanta$ are protected by your security password and One Time Password (OTP)
- Get real-time updates on your application status
- Access your past application records
ePanta$ features:
- Fill in your complete application details
- Take photos or upload supporting documents
- Log in periodically to track the progress of your application
ePanta$ will request permission for the following:
- Camera access: Allows easy identity verification through the eKYC system
- Media access: Easily upload supporting documents for your application
- Location access: Obtain accurate location information
Product features:
- Financing tenure: years
- Effective profit rate: up to 15.86% per annum
- Monthly installment formula (excluding a collection fee of 2.12%): ((P x I x N) + P) / n
P = Financing amount
I = Annual profit rate
N = Tenure in years
n = Tenure in months
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